DAVIGO is an investment holding company that invests in promising businesses worldwide — ranging from early-stage startups and growing mid-sized companies to established publicly listed corporations.

By purchasing DAVIGO shares, you participate in the overall portfolio of these holdings. With a single share, you gain exposure to a globally diversified range of companies.

What makes it unique: DAVIGO systematically combines two worlds — publicly traded equities (public markets) and private investments (private markets). This provides access to sources of return that are typically available only to institutional investors or very high-net-worth individuals.

Inspired by Berkshire Hathaway, but with a key difference: DAVIGO makes this model broadly accessible. No high minimum investment, no long lock-up periods — just the flexibility of a publicly traded share combined with the diversification of a professionally managed investment holding company.

DAVIGO — your gateway to a world of investment opportunities.

DAVIGO represents a modern interpretation of the timeless David-versus-Goliath story.

• DAVID symbolizes our intelligent, rule-based investment approach — agile, precise, and systematic. Like David, who relied on strategy rather than brute force, we use structured analysis and innovative technology to operate successfully in capital markets.
• GOLIATH stands for the major players in the financial markets — institutional investors, private equity firms, and wealthy investors who have traditionally had access to the most attractive investment opportunities.

The name reflects our mission: to enable individual investors to act strategically like David while gaining access to opportunities typically associated with the “Goliaths.” As a community of DAVIGO shareholders, we collectively become a stronger market participant, opening doors that would remain closed to individuals acting alone.

DAVIGO — where smart strategy meets meaningful opportunity.

DAVIGO invests in a broad range of companies worldwide — in a systematic and professional manner.

In practical terms: We actively seek attractive investment opportunities across different stages of company development, from innovative startups with strong growth potential to emerging mid-sized businesses and established publicly listed corporations.

Our approach has two components:

• Public Equity: We invest in publicly traded shares globally using a rule-based system that identifies opportunities without emotional bias.
• Private Markets: We access non-public investments, including private equity and startup participations — sources of return that are typically available only to large institutional investors.

As a DAVIGO shareholder, you benefit from this work: you do not need to handle research, selection, or administration yourself. We take care of the professional management of the holdings while you retain the flexibility of a publicly traded share.

DAVIGO — we invest in global opportunities on your behalf.

Because many of the most attractive sources of return have so far remained inaccessible to you.

The most compelling investments — promising startups, private equity deals, and exclusive holdings — are normally available only to institutional investors and wealthy individuals. These opportunities often require six-figure minimum investments, and your capital is typically tied up for years.

At the same time, traditional wealth building presents a dilemma: either you pursue higher returns and accept higher risk, or you choose security and give up potential returns. If you also want flexibility, further compromises are usually required.

DAVIGO resolves this conflict. With us, an either-or becomes a both-and: you gain access to institutional investment opportunities, benefit from broad diversification across thousands of companies, and at the same time retain the daily liquidity of a publicly traded share.

DAVIGO — bringing broader access to capital markets for long-term wealth building without unnecessary trade-offs

DAVIGO is versatile and adapts to your personal wealth-building goals.

Wealth building: Do you want to build long-term wealth and benefit from attractive return opportunities? DAVIGO gives you access to a broadly diversified portfolio of thousands of companies worldwide.

Saving: Would you like to set money aside regularly and achieve more than with a traditional savings account? With DAVIGO, you can start even with smaller amounts and invest continuously

Retirement planning: Are you thinking about your financial future and want to start early? DAVIGO combines long-term value potential with the flexibility to access your money when needed.

Portfolio diversification: Do you already have investments and are looking for an intelligent addition? DAVIGO expands your portfolio with sources of return that would otherwise be difficult to access.

DAVIGO — one share aligned with your individual wealth-building goals.

No, DAVIGO is not an equity fund but a public limited company (AG) — and that is a decisive difference.

When you purchase DAVIGO shares, you become a co-owner of an operating company. You hold an individual share that you can trade on the stock exchange through your broker at any time — simply and flexibly.

The major advantage compared with a fund: DAVIGO combines the best of both worlds. You invest in a diversified portfolio of thousands of companies worldwide — from publicly traded shares to private equity and startups. At the same time, you retain full control: you decide yourself when to buy, hold, or sell.

Unlike traditional equity funds, DAVIGO also provides access to sources of return that funds typically cannot offer — particularly in the area of non-public companies and private equity.

DAVIGO is a share that offers you the benefits of a diversified portfolio without the disadvantages of a fund

The key difference lies in the sources of return and the structure.

With a traditional equity fund you invest exclusively in publicly traded shares. The fund acts as an intermediary and you are a client. Your money is pooled, professionally managed, and you receive fund units. The investment universe is limited to securities that can be traded on the stock exchange.

With DAVIGO you purchase an individual share and become a co-owner of an investment holding company. The main advantage: DAVIGO broadens access to return opportunities by combining two worlds:

• Publicly traded companies (as with a fund)
• Non-public investments — private equity, startups, and direct investments across all stages of a company’s development

These private market investments are normally accessible only to institutional investors or very wealthy individuals. You would typically need very large amounts of capital to invest in them in a diversified way. With DAVIGO, you gain this access at the price of a single share.

The result: You benefit from sources of return that you would not usually be able to access directly with smaller amounts, while retaining the flexibility of a publicly traded share.

No, DAVIGO is not an ETF (exchange-traded fund) but an individual share — and that makes a significant difference.

An ETF passively tracks an index, for example the DAX or the S&P 500. You therefore invest automatically in all companies included in that index — without active selection.

DAVIGO is an independent public limited company with an active investment strategy. When you purchase DAVIGO shares, you acquire an interest in an operating company that selectively invests in promising holdings worldwide

The key advantages compared with an ETF:

• Access to private markets: DAVIGO also invests in non-public companies, startups, and private equity — sources of return that an ETF cannot provide.
• Active selection: We follow a strictly rule-based process — without emotional bias — to identify attractive investment opportunities instead of simply replicating an index.
• Broad diversification: You benefit from a mix of publicly traded and non-public holdings across all stages of corporate development.

DAVIGO — more than an ETF, as it provides access to sources of return that ETFs cannot offer.

In principle, every share is unique — just as every company is different. However, DAVIGO has a specific characteristic that makes the decisive difference.

With a typical share you invest in a single company. Your success depends on how exactly that one company develops. This can offer significant opportunities, but also entails corresponding risk.

With a single DAVIGO share you are simultaneously exposed to thousands of companies worldwide — from innovative startups and growing mid-sized businesses to established publicly listed corporations.

It is comparable to acquiring an entire professionally managed portfolio through the purchase of one share. You receive:

• Broad diversification across different industries, regions, and stages of corporate development
• Access to private market investments that are normally not available to individual investors
• Professional investment management through our rule-based system
• The flexibility of a publicly traded individual share

DAVIGO — one share, thousands of companies, countless opportunities.

Because some of the most attractive return opportunities are found there — opportunities that are normally inaccessible to you.

Private equity is a distinct asset class with significant potential. However, access is extremely limited: typically, you need very large amounts of capital to invest in it in a diversified way. In addition, your money is often tied up for years.

DAVIGO removes these barriers:

We provide access to private equity at the price of a single share. You benefit from investments in non-public companies, exclusive deals, and growth opportunities that are usually reserved for large institutional investors — without having to invest millions yourself.

What makes it special: Unlike traditional private equity funds, you retain flexibility. Thanks to the planned stock exchange listing of the DAVIGO share, you can buy or sell at any time. No long lock-up periods and no complex exit scenarios.

With DAVIGO, an exclusive investment for a few becomes an accessible source of returns for many.

DAVIGO — private equity for everyone, flexibility for you.

Because startups offer the greatest growth potential of any type of company — yet are normally inaccessible to you.

Startups tend to focus on future-oriented fields: artificial intelligence, sustainability, medical research, new mobility concepts, space technologies, and innovative technologies. This is where tomorrow’s solutions emerge — and with them exceptional return opportunities.

The barrier: Under normal circumstances, benefiting from this potential requires high minimum investments. Startup investments are typically reserved for professionals and wealthy private investors.

DAVIGO broadens access to this source of returns:

By purchasing a single DAVIGO share, you can participate in the return potential of startups — without having to invest large amounts yourself. You gain access to a world that would otherwise remain closed to you.

At the same time, we reduce the risk: Startup investments are inherently risky. For that reason, DAVIGO invests in a large number of startups. This broad diversification helps offset individual failures, while successful investments can contribute to attractive overall returns.

DAVIGO — future opportunities for everyone, risk intelligently diversified.

No share is completely “safe” — and we want to state that clearly.

Since the financial crisis of 2008/2009 at the latest, we know that there are no entirely risk-free investments. For that reason, the legal notice is important and appropriate: the purchase of any security involves significant risks and may lead to the complete loss of the capital invested.

However: the key factor is the probability of occurrence.

With a savings account below the deposit protection threshold, the risk of loss is minimal — but so are the returns. With speculative investments such as options trading or highly leveraged positions, the chances of high returns are significant, but so are the risks of loss.

DAVIGO aims to achieve an intelligent balance between opportunities and risks

• We invest selectively in promising company holdings with attractive return potential
• At the same time, we diversify broadly across thousands of companies worldwide
• This diversification is intended to offset downward movements of individual holdings
• Even a total loss of individual holdings would likely not have a material impact on your overall investment

DAVIGO — not risk-free, but intelligently diversified for balanced opportunities

Yes, extensively — and the results speak for themselves.

Our rule-based system for publicly traded shares was not only developed in theory but also tested intensively in practice:

Historical simulation (1970–2018): In a so-called feedforward simulation, in which the system was applied to historical market data, the approach demonstrated its functionality across different market phases.

Live testing in real markets (2018–2024): Even more importantly, the system has been tested in an actual market environment since 2018 — with more than 2,000 completed investments. This practical experience shows that the algorithmic approach works not only in theory but also under real market conditions

What this means: The technology behind DAVIGO is not an experiment, but a proven system that has demonstrated its functionality over many years — across different market phases, with real capital and real transactions.

DAVIGO — built on proven technology, tested in real markets.

DAVIGO was founded in January 2018 — so we now look back on more than seven years of experience.

What has happened during this time:

Since our founding, we have not only developed the vision of an accessible investment holding company, but also created and thoroughly tested the technological foundation behind it. Our rule-based investment system was operated live with real capital from 2018 to 2024 and continuously refined.

We used these years to:

• Test and refine our investment technology in practice
• Complete and evaluate more than 2,000 real investments
• Prepare the business model for stock exchange listing
• Build an experienced team and strong partners

The next step: With the planned stock exchange listing in the second quarter of 2026, we will open DAVIGO to all investors and put our vision into practice.

DAVIGO is no overnight venture – it is a matured company now taking the step to the stock exchange.

DAVIGO — founded in 2018, ready for the future.

Yes, once we are listed on the stock exchange — and that will be soon.

Planned timing: The DAVIGO share is expected to be traded in the open market segment (Freiverkehr) of a German stock exchange in the second quarter of 2026. From that point on, you will be able to purchase the share easily through your usual broker — just like any other share.

Once listed, buying shares is straightforward:

• You open your broker app or online brokerage account
• You search for “DAVIGO” or the corresponding security identification number
• You buy the desired number of shares at the current market price

Additional trading venues planned: In the medium term, we aim to list the share on additional trading venues in order to further increase tradability and liquidity. A XETRA listing is also planned in the long term.

Before the stock exchange listing: At present, DAVIGO is not yet freely tradable. For investment opportunities as part of the private placement prior to the IPO, please feel free to contact us directly.

DAVIGO — soon available through your broker, simple and flexible to trade.

The exact price of a DAVIGO share depends on the current market environment.

After the stock exchange listing (planned for Q2 2026): Once the DAVIGO share is traded in the open market segment (Freiverkehr) of a German stock exchange, the price will be determined by supply and demand — just like any other publicly traded share. You will then be able to view the current price at any time via your broker, financial websites, or our website.

The advantage of the listing: Real-time transparency. You will always be able to see exactly what the share currently costs and buy or sell at prevailing market prices.

DAVIGO — soon with daily price transparency on the stock exchange.

This depends on the current share price — and on whether you invest before or after the stock exchange listing.

After the stock exchange listing (planned for Q2 2026): Once the DAVIGO share is tradable on the stock exchange, you will be able to invest starting from the price of a single share. You decide yourself how many shares you wish to purchase — completely flexibly through your broker, just like with any other share

Our goal: With the stock exchange listing, we aim to make DAVIGO accessible to everyone — without high entry barriers. You will then be able to start with smaller amounts and gradually build your investment.

For current details on the share price and the exact terms, please feel free to contact us directly.

DAVIGO — soon accessible to everyone, according to your individual means.

DAVIGO has currently issued approximately 1.9 million shares.

What does this mean for you

This number gives you an indication of the company’s current size.

After the stock exchange listing: The number of available shares will increase over time through planned capital increases. This is part of our growth strategy: we intend to raise additional capital in order to continuously expand the holdings portfolio and improve the share’s market liquidity.

DAVIGO — transparent in structure, growing in substance.

Yes, DAVIGO is designed for long-term wealth building — and history shows why this makes sense.

The misconception about shares: Many people associate shares with constant buying and selling. As a result, only about 5% of people in Germany invest in shares. Yet experience shows that the asset class of equities can be particularly rewarding when held over a long period of time.

Why a long-term approach makes particular sense with DAVIGO:

Evergreen structure: DAVIGO is intentionally designed for continuous growth — without artificial exit pressure. Returns are reinvested and the portfolio is continuously optimized.

Private markets take time: Private equity and startup investments in particular often realize their full potential only after several years. As a long-term shareholder, you benefit from this development

Broad diversification works over time: Diversification across thousands of companies helps balance short-term fluctuations and shows its stabilizing effect especially over the long term.

This does not mean: You are required to hold the shares long term. The stock exchange listing gives you flexibility at all times. However, the best performance is typically achieved with an entrepreneurial, long-term perspective.

DAVIGO — built for long-term success, flexible for your needs.

The honest answer: no one can predict that with certainty — and neither can we.

What we do know: Only a small proportion of publicly traded companies worldwide manage to achieve an average annual share price increase of 8% or more over the long term. In fact, only around 5% of all globally traded shares reach a consistent value increase of 8% or more per year. The rest fall below that level or even decline.

Our objective: DAVIGO aims precisely to achieve such above-average value growth. Through our systematic selection of promising company holdings, broad diversification, and access to private markets, we create the conditions for this.

But importantly: The actual future development cannot be predicted. Markets change, companies evolve differently, and external factors play a role.

What you can expect: A professional, rule-based investment strategy with the goal of being among the most successful investments. No guarantees, but a clear objective.

DAVIGO — ambitious in return expectations, transparent in communication.

The sobering truth: surprisingly few.

Only around 5% of all globally traded shares achieve a consistent annual value increase of 8% or more. The rest fall below that level or even decline.

The challenge for you as an investor: Identifying the right companies among thousands of publicly listed businesses worldwide is extremely difficult. You need time, expertise, analytical tools, and constant market monitoring. Even then, there is no guarantee that you will identify the winners.

The DAVIGO solution: This is exactly where our rule-based system comes in. Instead of investing randomly or based on gut feeling, we invest systematically and without emotional bias.

At the same time, you do not invest only in publicly traded shares: with DAVIGO you also gain access to private markets and startups — sources of return not even captured in this statistic because they are not publicly traded.

With a DAVIGO share, you do not have to search for a needle in a haystack yourself — we take on that work for you

DAVIGO — systematically seeking strong sources of return.

Technically speaking: yes. From our perspective: no.

Like any share — including DAVIGO shares — it can be used for short-term speculation. Once we are listed on the stock exchange, you will be able to buy and sell daily as you wish.

However: Short-term speculation often does not lead to the desired results. There are several reasons for this:

• Emotional decisions: Short-term price fluctuations encourage hasty reactions — the opposite of what leads to long-term success.
• Missed potential: The private market investments within the DAVIGO portfolio in particular need time to realize their full potential. Exiting too early may mean missing opportunities.
• Costs: Frequent trading generates transaction costs that reduce your returns.

Our experience: A long-term, entrepreneurial mindset is significantly more successful in connection with shares — and especially with DAVIGO. You benefit from continuous portfolio development, reinvestments, and the growth of the holdings over time.

DAVIGO gives you the flexibility to speculate — but we recommend thinking long term.

Through the stock exchange via your broker or custodian bank.

Quite simply: through the stock exchange via your broker or custodian bank.

After the stock exchange listing (planned for Q2 2026):
Once the DAVIGO share is traded in the open market segment (Freiverkehr) of a German stock exchange, purchasing works just like with any other share:

1. Open your broker or custodial account — whether Trade Republic, Scalable Capital, comdirect, Consorsbank, or another provider of your choice
2. Search for “DAVIGO” — using the name or the security identification number (WKN/ISIN)
3. Place a buy order — choose the number of shares and purchase at the current market price
4. Done — the shares are automatically credited to your account

No special requirements needed:
You only need a standard securities account. If you do not yet have one, you can open it with almost any bank or online broker within a few minutes — often even free of charge

Planned integration into neobrokers:
We are working to make the DAVIGO share available in popular trading apps such as Trade Republic so that purchasing becomes particularly simple and user-friendly.

DAVIGO — as easy and convenient to buy as any other share.

As a DAVIGO shareholder, you benefit from several unique advantages:

1. Harmonizing the “magic triangle” of investing: You no longer have to choose between returns, security, and liquidity. DAVIGO combines all three aspects: attractive return opportunities through broad diversification, risk distribution across thousands of companies, and daily tradability through the stock exchange listing.

2. Access to exclusive sources of return:
You gain access to investments that would otherwise remain unavailable to you:

• Private equity investments (normally reserved for investors with very large amounts of capital)
• Promising startups in future-oriented industries
• Direct co-investments with institutional partners
• Non-public growth companies

3. Part of a strong investor community: As a DAVIGO shareholder, you become part of a growing community that together becomes a relevant participant in the capital markets. This provides access to deals that individuals would never obtain on their own.

4. Professional management without personal effort: You do not need to handle research, selection, or administration yourself — our proven rule-based system takes care of this for you.

DAVIGO — more advantages, fewer compromises.

At launch (planned for Q2 2026): We initially aim for inclusion in the open market segment (Freiverkehr) of a German stock exchange. As a first step, we will submit the application for stock exchange listing there.

Medium term — multiple trading venues: Once a security is traded on one exchange, it is common for other exchanges to admit it to trading as well. We therefore expect DAVIGO shares to become tradable on several German exchanges over time.

Long term — international visibility: Our goal is to continuously increase tradability and liquidity. To achieve this, we also plan a future XETRA listing in order to reach a broader investor base — both nationally and internationally.

What this means for you: The more trading venues there are, the better the liquidity and the easier your access. You will then be able to choose through your broker the exchange offering the best conditions for you.

DAVIGO — starting locally, growing globally.

Yes, absolutely. Experience shows that investing in shares can be particularly rewarding over the long term.

Important note: Returns achieved in the past are not an indicator of future returns. However, the examples illustrate the potential:

• Example 1: One-time investment of €10,000
  At an assumed annual return of 8%, this could grow to almost €101,000 over 30 years. By comparison, the same €10,000 in a savings account at an assumed 2% interest rate would amount to only about €18,000 over the same period.
• Example 2: Monthly savings of €300
  At an 8% annual return, this could grow to approximately €425,000 over 30 years. By comparison, at 2% interest in a savings account you would reach only just under €150,000

The best strategy: A combined approach of a one-time investment and regular monthly investing in shares.

What makes DAVIGO special: With DAVIGO, you do not invest only in publicly traded shares, but also gain access to private markets and startups — sources of return with additional growth potential that are not yet considered in the examples above.

DAVIGO — wealth building through diversification.

We are committed to maximum transparency — beyond the legally required minimum.

Why transparency is important to us: High-quality information creates predictability and trust. In our experience, this is also reflected positively in the company’s valuation. That is why we deliberately go beyond the minimum requirements.

Regular financial reporting:

• Annual report with detailed information on the company’s development
• Comprehensive half-year report providing current insights

Ongoing communication:

• Press releases on important developments
• Corporate news on relevant events
• Regular updates via social media channels
• Current information on our website

Visibility and dialogue:

• Participation in investor and analyst conferences
• Coverage by independent financial analysts
• Various initiatives to increase awareness of DAVIGO
• Direct exchange with the investor community

Our goal: You should always know what is happening at DAVIGO and how your investment is developing.

DAVIGO — transparent in communication, reliable in information.

DAVIGO addresses a fundamental issue of capital markets: unequal access to attractive sources of return.

• A unique combination of two worlds 
  DAVIGO is one of the few companies worldwide that systematically combines public equity and private markets in a single tradable share. You gain access to:Börsennotierten Unternehmen weltweit (Small- und Mid-Caps mit hohem Potenzial)
  • Publicly listed companies worldwide (small- and mid-cap companies with strong potential)
  • Private equity investments normally reserved for investors with very large amounts of capital
  • Promising startups in future-oriented industries
  • Direct co-investments with institutional partners
     
• Proven investment technology
  Our rule-based system “DAVID” operates systematically and without emotional bias — tested since 2018 with more than 2,000 real investments. No gut decisions, but data-driven selection. With a demonstrated average IRR of 25.4%.
   
• No more compromises required
  DAVIGO resolves the classic investment dilemma: you no longer have to choose between returns, security through diversification, and liquidity. The evergreen structure enables continuous reinvestment, while the stock exchange listing provides daily liquidity.
   
• Broad access instead of exclusivity
  What was previously reserved for institutional investors becomes accessible — without high minimum investments and without long lock-up periods.

DAVIGO — unique in access, systematic in approach, inclusive in vision.

The share structure is a deliberate choice — because it offers decisive advantages that other investment forms cannot combine.

• Liquidity instead of capital lock-up
  Unlike traditional private equity funds, where your capital is often tied up for 10+ years, DAVIGO shares can be traded daily on the stock exchange. You retain full control over your investment.
   
• Accessibility instead of high barriers
  No multi-million minimum investments as with traditional PE funds. You can enter with the price of a single share and benefit from the same sources of return.
   
• Transparency and easy integration
  The share structure allows simple integration into your existing portfolio and complies with common investment guidelines. You can see the current value of your investment at any time.
   
• Evergreen structure for long-term success
  No fixed exit dates as with closed-end funds. Returns are continuously reinvested and the portfolio is steadily optimized — supporting sustainable value growth.
   
• Broad tradability
  Access for individual and institutional investors alike — on the same platform and under the same conditions.

DAVIGO as a share — the flexibility of modern stock markets meets the return opportunities of private markets.

Following the IPO, we will pursue a strategy of continuous, sustainable growth — in several phases. Regular capital increases (the issuance of new shares) are an intentional part of this growth strategy.

Phase 1: Establishment in the market (market capitalization up to €100 million)

• Integration into neobroker platforms such as Trade Republic for easy access
• Activation through selected brand ambassadors to build trust
• Short term: transition to a higher open market segment for greater visibility
• Development of a diversified holdings portfolio

Phase 2: Scaling (market capitalization €100 million – €500 million)

• XETRA listing to reach an international investor base
• Viral growth through social media and increased stock market visibility
• Expanded financial PR in relevant media outlets

Phase 3: Institutionalization (market capitalization > €500 million)

• Regular capital increases to expand the portfolio
• Targeted engagement with institutional partners such as issuing banks and selling agents
• Continuous improvement of share liquidity

Our goal: To make the DAVIGO share attractive to an ever broader range of investor groups — from individual investors to institutional investors.

DAVIGO — growth with a system, step by step.

DAVIGO follows a growth strategy — this means no dividend payments, but continuous reinvestment.

Why no dividend?

As an investment holding company with an evergreen structure, we reinvest proceeds from successful exits and value appreciation directly back into the portfolio. This offers concrete advantages for you as a shareholder:

• Tax advantage: You do not pay annual tax on dividends, but only when you sell your DAVIGO shares — and then only on the actual gain.
• Compounding effect: Reinvested returns continue to work for you and can generate additional growth instead of being paid out and taxed.
• Portfolio expansion: Every euro remains within the company and is invested in new promising holdings — which can increase the value of your share over the long term more than a distribution would.

Your profit arises differently: Instead of regular dividends, you benefit from the appreciation of the DAVIGO share itself. If you need liquidity, you can simply sell part of your shares — flexibly according to your needs.

DAVIGO — growth instead of distributions, value appreciation instead of dividends.

It is important to understand a fundamental difference — DAVIGO is not a fund company, but a public limited company.

When purchasing via the stock exchange (after the listing): When you buy DAVIGO shares on the stock exchange, your money does not go directly to DAVIGO. Instead, it goes to the seller of the share — another shareholder who is selling their holdings. This is the case with any publicly traded share.

What you receive: You immediately become a co-owner of DAVIGO AG with all the rights and obligations of a shareholder. Your proportional interest in DAVIGO’s overall holdings portfolio is thereby established.

When does money actually flow to DAVIGO AG

Fresh capital flows directly to DAVIGO only during capital increases (new share issuances). This is a deliberate part of our growth strategy:

• We plan regular capital increases
• New shares are created and placed on the market
• The raised capital flows directly into the company
• DAVIGO uses this capital to expand its holdings portfolio

Your advantage as a shareholder: Even though your purchase price goes to the seller when you buy on the exchange, you still benefit from every euro that DAVIGO raises through capital increases and successfully invests. Each successful investment increases the value of the overall portfolio and therefore also the value of your shares.

The difference from a fund: With a fund, your money always flows directly into the fund. With a stock corporation such as DAVIGO, by contrast, you are a co-owner — your investment represents your participation in an already existing and growing company value.

DAVIGO — you become a co-owner, not a fund client.

An honest answer about costs — because transparency is important to us.

When buying the share: After the stock exchange listing, the usual transaction costs of your broker apply — just as with any other share. These depend on your chosen broker (often between €0 and €10 per order).

Ongoing costs at the company level: As a public limited company, we incur operating costs for:

• Management and administration of the holdings
• Technology and IT systems
• Analysis and research
• Compliance and regulatory requirements
• Marketing and investor relations

These costs, as with all publicly listed companies, are paid directly from the company’s assets. They are not charged to you separately.

Important difference compared with funds: With traditional investment funds you often pay:

• Front-end loads (up to 5%)
• Annual management fees (1–2% of fund assets)
• Sometimes performance fees (up to 20% of profits)

With DAVIGO as a share, there are:

• No front-end loads
• No separate management fees charged to you as a shareholder
• No performance fees charged to you directly

You only pay: The normal broker fees when buying or selling and, indirectly, the company’s operating costs as reflected in the company’s valuation.

Specific figures regarding internal cost ratios will be transparently disclosed in our annual reports.

DAVIGO — fair cost structure, full transparency.

Behind DAVIGO is a team with proven expertise in investment technology and capital markets.

The founding: DAVIGO was founded in January 2018 and has since built more than seven years of experience in systematic, real-world investment management.

Core competence — investment technology: The developers of the DAVIGO investment system are Simon Marbach and specialized partners who created the rule-based technology and investment strategy behind DAVIGO. Simon Marbach serves as a member of the company’s management board.

His vision: “DAVIGO aims, according to the Sharpe ratio, to rank among the top 5% of publicly listed shares worldwide and thereby provide added value for every long-term oriented portfolio.”

Proven expertise: The team has developed and tested the investment technology over many years, also with the involvement of external expertise (e.g., the Faculty of Software Engineering at the University of Mannheim).

DAVIGO — built on expertise, driven by vision.